How To Get The Best Car Insurance Coverage For You

best car insurance coverage

Let’s face it. Car insurance may not be the most exciting topic. For a lot of us, it’s something we’d just rather not worry about. Unfortunately, that sort of disdain means we could be paying too much or we might not have the coverage that is right for us. Here are some things you can do to help you get the best car insurance coverage for you!

EXAMINE YOUR SITUATION

Everyone’s situation is unique. Do you live in an area where vehicle theft and vehicle break-ins are common? Then you might want to think about having strong comprehensive coverage and a low comprehensive deductible.

Is your driving record totally clean? Do you have a long history of avoiding collisions or accidents of any kind? Then you could consider less collision coverage.

REVIEW YOUR CURRENT POLICY

Pull out your insurance documents and check a few important things. Obviously, you should know your premium. With the advent of auto-pay, sometimes you can forget over time what you are actually paying! Check your collision and comprehensive coverage.

THE EXTRAS

Insurance companies offer extras like roadside assistance and rental reimbursement. Roadside assistance is great but you may already have it, with AAA for instance. No sense in paying for it twice! Rental reimbursement means that you will be reimbursed for a rental vehicle while your vehicle is being repaired due to a collision.

MAKE YOUR DECISION

After you’ve collected all of the facts, and thoroughly examined your financial situation, it’s time to see if your current policy is the right one for you. Before you switch to another insurance company, give your current insurance a chance to work with you. Many times, they are willing to play ball since they’ve already got you on their roster.

Look Out for Motorcycles during Motorcycle Safety Awareness Month

Warmer weather means that we will be seeing more and more motorcycles out on the road. While motorcyclists may seem like a tough bunch, riding a motorcycle is much more dangerous than driving any other vehicle. This is why May is officially recognized as Motorcycle Safety Awareness Month.

With a few minor exceptions, motorcyclists have to follow the same rules of the road as any other vehicle. Here are a few tips to help us all “share the road” safely.

  • Leave more following space (3-4 seconds) when driving behind a motorcycle. This will give the motorcyclists more time and space to maneuver during an emergency.
  • Don’t assume a motorcycle is turning even when you see a signal. Many motorcycle turn signals are non-cancelling.
  • Always be on the lookout for motorcycles, especially when crossing an intersection as motorcycles can easily go unnoticed.
  • Always use your turn signals when you are merging or changing lanes.

Do you ever ride a motorcycle? What are some things you do to make sure you ride safely?

motorcycle safety awareness

Prevent Winter Corrosion, Make the NHSTA Happy

Turns out, washing your car isn’t just good for impressing your date. The National Highway Traffic Safety Administration published the results of a study concerning vehicles manufactured before 2007 that operate in cold-weather states.

Road salt can cause corrosion that could possibly lead to brake failure. The NHTSA’s recommendation? “Wash your car thoroughly at the end of the winter,” as well as being sure to wash it “throughout the winter.”

The first recommendation isn’t likely an issue. Most people feel compelled to wash their vehicle at winter’s end. But throughout the winter? Sounds like maybe the NHTSA might be getting a kickback from those automatic car wash joints out there, because who’s going to wash their own car outside in the winter? Corruption notwithstanding, an automatic car wash should suffice.

When it comes to washing your car at the end of winter, consider buying or renting a powerwasher. Jack your vehicle up, place on jackstands, and try to get the undercarriage as well. That should really prevent winter corrosion, the (obvious) evil the NHTSA is warning us about.

prevent winter corrosion

Helpful Tips for Driving Safely on Wet Roads

So April has decided to live up to the old adage “April showers bring May flowers.” That’s fine. It’s actually pretty nice to stay inside and watch the rain fall from a warm, dry spot on the couch. Until you have to go to work or to the grocery store or anywhere else during April… That’s okay too, though, if you follow these tips for driving safely on wet roads.

  1. Check your tires. Your tires are your connection between the vehicle and the ground. Therefore, it is imperative that your tires have no less than 1/16th of an inch of tread. An easy way to check is to stick a penny, Abe Lincoln’s head down, into the groove of the tire. If you can see his entire hairdo, it is time to stop by Pantili Mitsubishi for new tires.
  2. Slow down. Reducing your speed will give you more time to react to skidding or hydroplaning on the pavement, and can possibly prevent your tires from slipping altogether.
  3. Increase your distance. It will likely take your vehicle longer to stop on wet pavement than on dry. Give yourself more space and time to stop, especially when following other vehicles.
  4. Stay calm. In the event your tires do start slipping, calmly and steadily apply your brake and steer your vehicle as firmly and smoothly as possible, looking toward the direction you want to go. If your vehicle has an anti-lock braking system (ABS) it should help prevent your wheels from locking, in which case you do not need to pump your brakes.

Whether decide to enjoy the showers from inside the comforts of your home or to embark on a rainy adventure in your car, we wish you a safe and happy April, as we look forward to May’s flowers… and maybe just a little more sunshine.

drivign safely on wet roads

Gas Mileage Tips: Easy Ways to Increase Fuel Economy

With the arrival of spring we’ll see traffic increase, as well as the number of road trips. With this increase in driving, it’s important to remember that there are easy ways to save money, especially when it comes to fuel economy. We’ve put together a list of gas mileage tips to help make your car as efficient as possible.

Fuel Economy.gov divides fuel economy tips into four categories: driving, maintenance, logistics, and car type. The best driving tip is to slow down; going the speed limit can save you 7% – 14% over the course of a year. Also, avoid idling (you get 0 mpg when you do this) and use cruise control when on the highway.

Maintenance not only keeps your car last longer, but it also makes it more efficient in the long run. Tire pressure is important to check and maintain because too little or too much will increase friction. Changing the oil regularly will keep your engine well-lubricated, and changing the air filter improves air flow, and ergo, combustion.

Logistics is a great way to save money. By planning your trips out, you’ll stop less than you have to. Don’t make unnecessary runs to do errands, and if possible, carpool to and from work.

Last but not least, buying a fuel efficient car is best in the long run. Mitsubishi is committed to optimal performance on every single model, which means you’ll have all the horsepower you need, as well as the best mpg possible.

gas mileage tips

Make Mom Happy: Safety Tips For Snow Sledding

With the snow comes a lot of undesirables, like having to scrape your windshield on those dark, below-zero mornings; shoveling snow; driving in those dangerously slick conditions. But we can’t forget snowball fights and ice skating and just how simply beautiful the snow can look on the West Virginia landscape!

Then there’s the best of all: snow sledding. With sledding, the tendency is to push it until you are breaking Olympic bobsled records. To ensure that your sledding excursion ends well, we’ve amassed a few safety tips for snow sledding.

Got a bicycle helmet lying around? Throw it on! This is especially necessary if you are sledding in a wooded area.

Try to get a sled with runners and a steering mechanism. While racing down a hill on a snow disc, spinning out of control, may seem thrilling, you really need to be able steer in case there are obstacles.

You might think that placing a spotter at the bottom of a hill justifies sledding down a hill with a street at the bottom. Don’t trust it! Try to find a hill that both offers a thrilling grade but also offers few obstacles and a safe landing area.

safety tips for snow sledding

How to Protect Your Car from Burglars

Although car thefts are on the decline, there are always those out there who are on the hunt for vehicles that would be easy to break into and steal. Whether those people are looking for a new ride for themselves or just  want to make a quick buck by selling its parts, it is important that you stay alert to this ever-lurking danger. Here at Pantili Mitsubishi, we’ve got some tips on how to protect your car from burglars.

  1. Lock up – No matter how long you anticipate being away from your vehicle, be sure to roll the windows up all the way and lock all the doors, every time.
  2. Park well – It is wise to park in a well-lit area. Find a spot under or near a street light whenever possible and avoid parking behind a large van or truck that obscures your vehicle from view, giving burglars easier access.
  3. Hide belongings – Before you leave the parking lot for your next destination, be sure to hide your belongings. Bags, boxes, etc., will only tempt robbers, as will placing bags in the trunk just before walking into a store. We recommend that you place your belongings in the trunk or conceal them in the back seat before you drive from one parking lot to your next destination.

Be sure to hide electronics out of sight as well. If your GPS leaves a ring on your window, use an alcohol wipe to clean the glass and keep prowling thieves from guessing there is a GPS system somewhere inside the vehicle.

While we don’t like to think about there being people in the world with such cruel intentions, we can’t pretend they don’t exist. Make it a habit to exercise safe habits every time you leave your vehicle, so that your car becomes less of a temptation to thieves. The best way to avoid having your vehicle stolen is not to stay home, but to be a smart driver.

Protect your car from burglars

Three Essential Winter Car Accessories To Purchase This Month

winter car accessories

We hate to have to admit it, but winter weather will be upon us before you know it. In fact, it’s already here. Isn’t that joyous?

Fortunately, we here at Pantili Mitsubishi have put together a short list of tools that you should have to help you fight winter weather and make it to your destination safe and sound.

But first, there are some basics that you need to know. Before winter fully takes hold, you’ll want to check the following aspects of your vehicle:

  • Belts and hoses
  • Fluid levels
  • Windshield wipers
  • Headlights/taillights
  • Brakes
  • Tires
  • Battery

Old batteries can leave you stranded, old brakes make it hard to stop on snowy roads, and dim or broken headlights make it difficult for other drivers to spot you in bad driving conditions. To be fully prepared, replace your tires and wipers with winterized accessories.

Once that’s out of the way, you’ll want to consider these handy winter car accessories to keep you going:

  • Grip traction plate – being stuck in the snow and unable to get movement beneath your wheels is among the most deflating feelings there is. These products ensure that your tire has something to grip, making it far easier to move out of a snowbank or off the shoulder if you’re stranded.
  • Portable power pack – the Cobra Electronics CPP 7500 JumPack Portable Power Pack not only charges your electronic devices, but it packs enough power that it is capable of jump-starting your battery. When you’re stranded on a backroad with no other car in sight for miles around, this is an essential piece of equipment.
  • Car cover – if you want to skip the scraping and scratching all-together, why not get a car cover to protect your ride when the snow falls. Removing a car cover and shaking it off sounds far easier than scraping ice off your windshield, dontcha think?

Winter Driving Tips

winter driving tips

That time is upon us, where the streets are covered in snow and ice and nobody wants to leave their houses. Driving in winter conditions can be both dangerous and stressful for both drivers as well as the passengers.

Here are some winter driving tips:

  • Make sure that you get the proper amount of sleep so that you can be fully alert when driving
  • Never warm up your vehicle in an enclosed area
  • Make sure that your tires are properly inflated
  • Keep your gas tank at least half full to avoid freezing
  • Do not use cruise control when driving on a slippery surface
  • If you are going on a long drive, make sure that you car is stocked with all of the essentials (blankets, gloves, hats, food, water, medication, and a cell phone)

Although the weather might not be the best, at Pantili Mitsubishi, we want you to make the best out of the situation by being prepared and being smart about your driving.

How to Check Your Tire Pressure

 

tire pressureHaving your tires properly inflated not only makes them safer to drive on but it also can get you better gas mileage as well as can make the ride more comfortable. It is easy to check your tire pressure and all you need is one tool, a gauge, which you can purchase for under $20. This is especially important to do in the winter time when you could potentially be driving in rough conditions.

Here are the steps you should take:

  1. Purchase a tire gauge
  2. Make sure that your tires are cold (haven’t been driven on in the past 3 hours)
  3. Insert the pressure gauge into the valve stem on your tire
  4. Compare the PSI to what is listed in the drivers manual
  5. If the number does not match, release or add air accordingly

At Pantili Mitsubishi, we want to make sure that you are driving safe this winter and all year round!